---

Where your basic insurance questions are answered. Check back often as new topics are added to this page.

Wreck Check - What To Do If You Have an Accident

More teenagers die due to motor vehicle accidents than any other single cause. Start a discussion with your teen today by reading the Riding and Driving Contracts below.

Teen Riding with Friends Contract
              Download as PDF
              Download as Word file (modify to meet your teen's needs)
        Teen Driving Contract
              Download as PDF
              Download as Word file (modify to meet your teen's needs)

Insurance: Three Questions Consumers Want Answered
Why an Independent Agent?
What An Umbrella Policy Is, and Why You Might Need It
Understanding Flood Insurance
Do I Need Rental Car Coverage?
Do You Have Gaps in Your Insurance?
Home Inventory
Prevent and Detect Water Damage in your Home
Water Damage - Understanding Your Policy, Plus Quick Action and Clean-Up Tips
Does Volunteering Your Time Mean Volunteering Your Insurance?
Coverages of Personal Auto Insurance